Living Off Crypto

With the collapse of BlockFi and Celsius and Salt, what would make you comfortable to pawn your crypto to live off it?

https://www.abra.com/borrow/ seem stable.

I think there's always deep desire for Bitcoiners to be able to one-day live off bitcoin https://www.youtube.com/watch?v=hyWdFTAFyfk

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I feel that on-chain solutions to this is a decade away minimum. What's your plan to live off crypto? how?