FDIC insurance is a fractional reserve itself. They insure 9,960 Billion deposits and they hold 125 billion in the insurance fund. That's 1.26%
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https://www.fdic.gov/analysis/quarterly-banking-profile/fdic-quarterly/index.html
Looks like they insure 9,960 Billion deposits and they hold 125 billion in the insurance fund. That's 1.26% 🤡 🌎
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