Jeremy Bragin
FanDuel Predicts
FanDuel’s standalone prediction app, a joint venture with CME Group, built around football combos
2.8/ 5
CoinStats scoreBest for: FanDuel customers in states without a FanDuel sportsbook.
- Regulator
- CFTC: offers event contracts through FanDuel Prediction Markets, a CFTC-registered futures commission merchant, routing to CME Group and NADEX
- Fee on $100 at 50¢
- $4.00
- Minimum deposit
- Not confirmed
- Deposit options
- Debit card, Apple Pay and online banking
- Settlement and payout
- Payouts fund new orders at once and can be withdrawn after 1–2 business days.
- States
- Financial markets in every state; sports only in 18 states where FanDuel has no online sportsbook
Scored on our published method, from what FanDuel Predicts publishes.
Open FanDuel PredictsHow we make money
CoinStats may earn a commission if you open an account through links on this page. No venue pays for its score: it comes from the same published method, applied to every app.
Is FanDuel Predicts legit?
Yes. FanDuel Predicts is a federally regulated broker, not an offshore betting site. Your account sits with FanDuel Prediction Markets LLC, a futures commission merchant registered with the CFTC.
Its record is public. The firm has been a CFTC-registered futures broker and NFA member since October 25, 2024. The NFA's database lists no NFA, CFTC or exchange actions against it.
Think of it in four layers. FanDuel builds the app. The broker holds your account. Exchanges list the contracts, and clearinghouses settle them.
CME Group owns 51% of the joint venture that runs the broker, its annual report says. The broker is not a clearing member itself. Plus500 clears its trades.
Two exchanges list the contracts. CME, the Chicago exchange CME Group runs, lists the financial ones and clears them at CME Clearing. Since June 2026, OG, Crypto.com's exchange, has added sports, entertainment and combo contracts.
That settles “legit.” It covers less than most people assume. Regulation names the supervisor. It does not prevent a loss, and it does not settle state law. Nevada's gaming regulator calls sports event contracts wagering, and courts disagree.
Is FanDuel Predicts safe? How your money is held
Start with where your cash sits. The broker holds it under CFTC rules for customer money. Those rules make a broker keep customer funds apart from its own.
Apart from its own is not the same as in your name. FanDuel's disclosures say customer money is pooled in shared accounts. The broker may invest it in assets such as Treasuries and keep the interest.
Here is what that does not give you. FanDuel says its broker is not FDIC insured or SIPC protected. Your protection is segregation and capital rules, not insurance. If the broker failed, commodity bankruptcy rules would govern customer money.
Predicts money is also walled off from the rest of FanDuel. Sportsbook or casino balances cannot fund trades, and Predicts winnings cannot move back.
Getting in takes more than a sportsbook login. You give your birth date, Social Security number, address, bank details and a government ID. Federal rules add questions on your job, income, net worth and trading experience.
FanDuel accounts support two-factor login with a six-digit code by text. Some states make that step mandatory.
Is FanDuel Predicts gambling?
Legally, FanDuel says no. Its disclosures classify these contracts as cleared swaps, a derivative the CFTC oversees. In your wallet, the line is thin. You risk money on an outcome, and if you are wrong you lose all of it.
FanDuel draws a line of its own. It sells sports contracts only where it runs no online sportsbook. Where it has a sportsbook, it sends you there instead.
The app even looks like a sportsbook. Prices show as multipliers, such as 1.25x, unless you switch the display to cents or percent.
Regulators disagree about what it is. Nevada's gaming board treats sports event contracts as wagering, wherever they are listed. In October 2025, a Nevada federal judge refused to block Nevada's gaming laws against the exchange behind OG.
Appeals courts are split too. In April 2026 the Third Circuit sided with Kalshi against New Jersey. The Ninth and Sixth Circuits have since sided with the states.
FanDuel's own risk disclosure is blunt about the stakes. A state action could halt trading or close your position at a price you did not choose. Every case is on our prediction market legal tracker.
FanDuel Predicts lawsuits and complaints
Search for FanDuel Predicts and you will find angry app reviews and promo disputes. We found no lawsuit naming FanDuel Predicts or its broker. The NFA lists no arbitration awards or CFTC reparations cases against the broker either.
The items below still matter. Two bear on its sports contracts. The third sums up what customers complain about.
- Nevada: FanDuel gave up its licenses Nevada's Gaming Control Board accepted the surrender of Flutter's registration and FanDuel's sportsbook licenses. It said FanDuel intended “to engage in unlawful activities related to sports event contracts.” Flutter says it gave them up to pursue prediction markets. Source
- Utah's ruling on sports contracts A federal judge ruled that Utah's anti-gambling laws apply to Kalshi's sports contracts. Utah's attorney general calls offering online gambling there a third-degree felony. Utah is one of FanDuel's 18 sports states. Source
- App Store complaints Of the 150 most recent written reviews in Apple's public feed, 84 gave one or two stars. Support, withdrawals and promotions that did not pay as expected come up most. Source
Two lessons follow. Read a market's rules and any promotion's terms before you trade. Also note the account arbitration agreement, which waives class actions. FanDuel says you need not sign it to open an account.
How FanDuel Predicts works
Every FanDuel Predicts market is a yes-or-no question. Contracts cost 1¢ to 99¢, and a winning one pays $1. So the price doubles as the market's probability.
| Cost of the contracts | $40.00 |
| Fee (2¢ a contract) | $2.00 |
| Total you pay | $42.00 |
| Paid out if the answer is Yes | $100.00, a profit of $58.00 |
| Paid out if the answer is No | $0.00, a loss of $42.00 |
Say you buy 100 Yes contracts at 40¢. You pay $40.00 plus a $2.00 fee. If Yes wins, you collect $100.00, a $58.00 profit. If No wins, you lose $42.00.
Orders are market orders only, and they fill in full or not at all. There are no limit orders. If the price moves sharply while your order processes, the app asks you to confirm the new one.
You can sell early through Cash Out, but only on select markets. Combos join several sports picks, and every leg must win. FanDuel's help center caps combos at six selections, though its Predicts page says eight for football.
Markets can settle early once the result is known. Results can also be corrected after settlement, and a resettlement can push your balance below zero.
FanDuel Predicts fees, with the arithmetic
A flat 2¢ a contract when you buy, at any price, and 2¢ again if you cash out early. On $100 at 50¢, which buys 200 contracts, that comes to $4.00.
FanDuel charges by the contract, at one rate for every price. It is 2¢ a contract, paid when you buy. FanDuel puts it as two cents per dollar of potential payout, and a contract pays $1.
Kalshi's standard fee on the same $100 at 50¢ is $3.50.
Long shots cost the most. $100 at 5¢ buys 2,000 contracts, and the fee is $40.00, two-fifths of your stake.
Cashing out costs again. That fee is 2¢ per $1 of your original potential payout, even if you sell for less.
Deposits and withdrawals are free on FanDuel's side, though your bank may charge. Every rate is on our FanDuel Predicts fees page.
Does FanDuel Predicts pay out? Withdrawal times and holds
Yes. When a market settles your way, the payout lands in your balance at once as a pending payout. You can trade with it right away.
Withdrawing it takes longer. Payouts clear 1 to 2 business days after settlement. FanDuel then reviews each withdrawal, for up to 24 hours, or 48 hours for your first.
After approval, debit card and Apple Pay withdrawals arrive within 24 hours. Online banking takes up to five business days. A card withdrawal needs a card you have deposited with.
Bonus money can never be withdrawn. Nor can balances from FanDuel's sportsbook or casino, which stay in their own wallets.
| Withdraw to | Rule | Arrives after approval |
|---|---|---|
| Debit card | Only a card you have deposited with | Within 24 hours |
| Apple Pay | No extra rule published | Within 24 hours |
| Online banking | Any bank account, even one you never deposited from | Within five business days |
What you can trade on FanDuel Predicts
FanDuel describes four of the six categories we track: sports, economics, crypto and culture. Financial contracts track the S&P 500, Nasdaq-100, oil, gas, gold and data such as CPI and GDP. Its own pages do not mention politics or climate.
Where the contracts come from is shifting. CME stopped adding sports and awards contracts on September 11, 2026. New sports and culture markets now come from OG.
Prices stay inside the app. FanDuel publishes no public price feed or API, so its quotes cannot appear in our live prediction market odds.
Where FanDuel Predicts is available
FanDuel Predicts is open in all 50 states and Washington, D.C., to anyone 18 or older. It is closed on or near tribal land.
What you can trade depends on the state. Financial, economic and commodity contracts are open everywhere. Sports contracts trade in 18 states where FanDuel runs no online sportsbook.
The list runs AK, AL, CA, DE, FL, GA, HI, ID and MN. It continues with NE, NM, ND, OK, RI, SC, SD, TX and UT.
Everywhere else, FanDuel sends sports fans to its sportsbook or offers no sports at all. That includes Nevada, where FanDuel gave up its gaming licenses in 2025.
The list can shrink. FanDuel says it will drop sports contracts in any state that legalizes online sports betting. And in August 2026, Utah won a ruling that its gambling ban reaches Kalshi's sports contracts.
Not legal advice.
The FanDuel Predicts app and support
On the App Store, FanDuel Predicts rates 4.8 from 6,595 ratings. On Google Play it rates 4.6 from 1.69K. Both were read on September 25, 2026.
Those averages hide harsher written reviews, covered above. FanDuel Predicts is a separate iOS and Android app. You sign in with your existing FanDuel login.
Support runs through live chat, an email form, and direct messages on X and Facebook. The contact page lists no phone line.
Limits are built in. You can cap deposits across all FanDuel products, set deposit alerts, or self-exclude from every FanDuel app.
FanDuel Predicts pros and cons
Pros
- CME Group behind the broker. CME Group owns 51% of the venture that runs its CFTC-registered broker.
- A clean regulatory file. The NFA lists no regulatory actions, arbitration awards or reparations cases against the broker.
- Sports where FanDuel has no sportsbook. Sports contracts in 18 states, including California, Texas and Florida.
- Fast card withdrawals. Debit card and Apple Pay withdrawals arrive within 24 hours of approval.
- Losses capped at your stake. Contracts are paid for in full, so you cannot lose more than you put in, plus fees.
Cons
- Fees above Kalshi's. $4.00 on $100 at 50¢, against $3.50 on Kalshi. On $100 at 5¢ the fee is $40.00.
- Market orders only. No limit orders, so a fast market can fill you at a worse price.
- Sports in 18 states only. Everywhere else, you get financial, economic and commodity contracts only.
- Prices stay in the app. No public prices or API to check quotes before you sign up.
- Winnings wait to clear. Payouts take 1 to 2 business days before you can withdraw them.
- No phone support. Help comes through chat, email, X and Facebook.
FanDuel Predicts vs the alternatives
FanDuel Predicts ranks thirteenth of 15 apps in our ranking of prediction market apps, at 2.8 out of 5. App-only prices, four of six categories and sports in 18 states hold it back.
Kalshi lists every category we track, publishes its prices and charges less at 50¢. DraftKings Predictions is the closest match, another sportsbook brand's prediction app. OG, Crypto.com's own app, trades on the exchange behind FanDuel's sports markets.
Our verdict: is FanDuel Predicts worth it?
FanDuel Predicts is legit. Its broker is CFTC-registered, CME Group holds the majority stake, and its NFA file shows no actions.
It is not a strong app on our method, and the reasons are specific. Fees run above Kalshi's at 50¢ and bite hardest on long shots. Prices stay in the app. Sports reach 18 states, and CME has stopped listing new ones.
It suits FanDuel customers in those 18 states who want a familiar app and simple orders. Before you sign up, check whether prediction markets are legal in your state.