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COTI markets itself as the first enterprise-grade fintech platform that empowers organizations to build their own payment solutions and digitize any currency to save time and money. It's a blockchain protocol optimized for decentralized payments and designed to solve such issues of traditional finance as latency, fees, risks, etc.

COTI is the protocol's native token.

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What Is COTI

COTI, a short form for "currency of the internet," is a Layer 1 blockchain platform optimized for decentralized payments.

It's a global payment network that enables low-cost, instantaneous transactions and enables businesses and governments to issue their own coins such as branded stablecoins to regain complete control over their money and data and improve customer payment options.

COTI addresses the challenges of both centralized and decentralized finance (CeFi and DeFi) by introducing a new type of DAG-based protocol and infrastructure that is low-cost, fast, scalable, private, and inclusive. It uses a directed acyclic graph architecture (DAG) to increase scalability and reduce fees associated with sending digital payments. The ecosystem has a Proof-of-Trust ( a combination of PoW and DAG) consensus algorithm, multiDAG, GTS (Global Trust System), a universal payment solution, and a payment gateway.

COTI allows enterprises to create their own rules and own their payment system to save time, data, and money. It enables them to create payment networks, stablecoins, loyalty programs, remittance services, etc.

COTI Advantages

COTI’s platform offers its users such benefits as:

• High Profit
  COTI enables users to boost revenues by cutting back on operational expenses and processing fees with less dependence on external stablecoins.
• Price Stability
  COTI’s price stability technology allows users to eliminate digital currency price volatility needed for the mass adoption of blockchain for payments.
• Low Transaction Costs
  COTI drives down costs by eliminating dependence on external coins.
• New Market Opportunities
  It enables users to amplify their market reach by offering more payment methods.
• Scalability
  COTI can process over 100,000 TPS, compared to 25,000 TPS in traditional payment systems and up to 20 TPS in common blockchain protocols.
• Simplicity
  COTI’s user and merchant-facing tools are seamless and extremely easy to use.
• Buyer-Seller Protections
  COTI provides the first ever dispute resolution system to safeguard users against errors, fraud, and counterparty abuse.
• Cost-Effectiveness
  COTI cuts out intermediaries and eliminates the need for costly mining, drastically reducing costs and energy consumption.
• Instantaneity
  COTI’s technology makes transactions, P2P payments, and remittances instant instead of taking hours or days to clear.
  

COTI Key Products 

The COTI ecosystem includes the following standout products:

• COTI Pay
  COTI Pay can process all online and offline payment types, including crypto and stablecoins, credit cards, and a merchant’s native coin. It also has built-in financing with interest earned on deposits and business loans. 
• Stablecoins
  COTI is the world’s first platform optimized for creating price-stable coins. Companies will regain complete control over their money and data by issuing their own branded stablecoin. 
• Loyalty Networks
  COTI developed an end-to-end solution for building blockchain-based loyalty networks to increase profits and customer retention. Users will be rewarded with loyalty tokens added to their wallets, while businesses can create new revenue streams. 
• Remittance Technology
  COTI developed a revolutionary remittance solution for the cross-border payments industry to make it more secure, efficient, and low-cost.

COTI Token

COTI is the COTI ecosystem's native token. The COTI coin is a DAG-based cryptocurrency with a total supply of 2 billion. COTI doesn’t require PoW mining to secure the network. It operates on three mainnets: Trustchain, Ethereum, and BNB Chain.

COTI token holders can use the COTI Bridge to interoperate between the different networks (mainnets).

COTI is used to pay for services within the ecosystem and can be deposited into the COTI Treasury for DeFi staking. The Treasury will then distribute COTI rewards to its users.

COTI (COTI) has a maximum supply of 2,000,000,000 COTI coins.

COTI Founders

Shahaf Bar-Geffen is the CEO at COTI Group. He is also the Chairman of Uncaged Web3 Gaming.

How Does COTI Work

The COTI network is built on Trustchain, a Layer 1 blockchain protocol with a directed acyclic graph (DAG) data structure. It can significantly lower transaction costs and increase throughput to 100,000 transactions per second (TPS).

The DAG protocol enables COTI to solve challenges plaguing centralized finance and decentralized finance at the same time. 

To address scalability issues, COTI combines Trustchain and Proof of Work (PoW) to create the Proof-of-Trust consensus mechanism.

The COTI wallet is based on the React Native Framework and provides cross-platform functionality and portability.

How to Buy COTI 

The top cryptocurrency exchanges to buy and sell COTI stock are currently Binance, Bybit, BingX, Bitget, and MEXC.